Chennai Guru Editorial Team · Updated 9 October 2026 · Based on official sources and published guidance
PMEGP scheme helps new entrepreneurs start small units with a bank loan and a government subsidy, along with a short training programme.
Course Details
| Provider | Ministry of MSME |
|---|---|
| Level | Beginner |
| Duration | Training of a few days after approval |
| Mode | Online application and training |
| Cost | Application is online; project cost and subsidy vary |
| Certificate | Training certificate after the entrepreneurship programme |
Enrollment link: Open the PMEGP portal →
Official page: https://www.kviconline.gov.in/pmegpeportal/
In this guide
- Course Details and Enrollment Link
- About the programme
- Is it right for you?
- Key Points at a Glance
- What you can learn
- Who can join
- How to join step by step
- Tips from Chennai Guru
- A four-week study plan
- Staying safe while you apply
- Common mistakes to avoid
- Jobs and next steps
- Key terms explained
- Frequently asked questions
About PMEGP scheme
The Prime Minister’s Employment Generation Programme is a credit-linked subsidy scheme. Applicants apply online, banks review the project and approved candidates attend a training programme.
Rules, project limits and subsidy rates are set by the scheme and can change. Read the official guidelines before you plan.
Key Points at a Glance
- Provider: Ministry of MSME.
- Cost: Application is online; project cost and subsidy vary.
- Time needed: Training of a few days after approval.
- Format: Online application and training.
- Certificate: Training certificate after the entrepreneurship programme.
Is it right for you?
This option works best for these people: first-time entrepreneurs; rural and urban youth with a business idea; and self-help group members who meet the rules. If that sounds like you, read on. If not, compare it with the related guides at the end of this page.
Before you start, plan your time and money. The time needed is training of a few days after approval. The cost is: application is online; project cost and subsidy vary. Check these two points first, because they decide whether you can finish.
What you can learn
- How to prepare a simple project report
- How loans and subsidy work together
- Basics of costing and pricing
- Running a small unit
- Record keeping and bank dealings
Who can join
- First-time entrepreneurs.
- Rural and urban youth with a business idea.
- Self-help group members who meet the rules.
How to join step by step
- Open the PMEGP portal and read who can apply.
- Write a simple project report.
- Fill the application and upload documents.
- Follow up with the bank and agency.
- Join the entrepreneurship programme if approved.
Tips from Chennai Guru
Be realistic in your project report. Visit shops and suppliers to confirm prices. Keep your business plan simple and clear. Talk to someone who runs a similar unit. A bank will check whether you can repay the loan.
A four-week study plan
- Week 1: start with how to prepare a simple project report.
- Week 2: move on to how loans and subsidy work together.
- Week 3: practise basics of costing and pricing.
- Week 4: revise your notes, review running a small unit and apply the skills in a small task.
Write short notes after every session. Review them on the weekend.
Staying safe while you apply
- Use only the official website, kviconline.gov.in, for forms and payments.
- Read the rules and fees on the official page before you share documents.
- Keep copies of every receipt, email and application number.
- Be careful with calls or messages that ask for money to confirm a seat.
Common mistakes to avoid
Do not pay agents to apply. Do not overstate income in your plan. Do not borrow without a repayment plan.
Jobs and next steps
The scheme supports self-employment and small units in manufacturing and services. Search current vacancies on the Chennai Guru jobs page and compare more options on the trainings page.
Key terms explained
Subsidy: A share of the project cost paid by the government.
Project report: A document that explains your business plan.
Margin money: Your own share of the cost.
Frequently asked questions
Is PMEGP free?
The application is online. Costs depend on your project.
Who can apply?
Individuals and groups who meet the rules.
Is a loan guaranteed?
No. Banks review each project.
Is training required?
An entrepreneurship programme is part of the process.
Official links
Related trainings on Chennai Guru
Build a stronger profile by pairing this guide with one of these.
- StartupTN programs: Complete Guide 2026
- Coir Board Training: Coconut Fibre Skills in Tamil Nadu
- EDII-TN Entrepreneurship Training: Start a Business in Tamil Nadu
Disclaimer: Chennai Guru is independent and is not affiliated with Ministry of MSME. Fees, dates and eligibility can change, so confirm them on the official page before you pay or apply. Do not pay any agent who promises a guaranteed seat. Finishing this programme supports your profile but does not guarantee a job.